Terms and Conditions

The Terms and Conditions govern the relationship between Pibit.AI and its users, defining the legal framework for accessing and using our insurtech platform.

Terms of Service for Pibit.AI

Welcome to Pibit.AI. These terms govern your use of our insurtech platform and define the legal relationship between our company and our users.

Acceptance of Terms

By signing up for or using Pibit.ai, you confirm that you’ve read and agree to these Terms. If something doesn’t sit well with you, you may discontinue using the platform at any time.

User Responsibilities

By accessing or using Pibit.AI, you agree to be bound by these terms. If you do not agree with any part of these terms, you should not use our platform.

Our Services

Pibit.ai is an AI-driven insurtech platform built to streamline intake, triage, and data enrichment for insurance carriers and MGAs. We regularly improve and enhance our technology, which may involve updates, new features, or occasional maintenance windows.

We aim for exceptional reliability and performance, but certain parts of the service may evolve over time.

Data Privacy & Security

Your data deserves care and transparency. We use industry-standard practices to safeguard your information and continuously strengthen our security posture.

For a full understanding of how your data is collected, used, stored, and protected, please refer to our Privacy Policy, which is incorporated into these Terms.

Cookies & Tracking Technologies

To provide a smooth, personalized experience, Pibit.ai uses cookies and similar technologies. These may help with:

• Keeping you signed in
• Remembering your preferences
• Improving platform performance
• Analyzing usage to make the platform better

You can manage cookie preferences through your browser settings. Certain features may not function optimally if cookies are disabled.

For more detail, please review our Cookie Policy (or we can include it inline if you want).

API Terms

If you use the Pibit.ai API, you agree to:

• Use the API only for lawful and permitted purposes
• Respect any rate limits, quotas, or usage constraints
• Not reverse-engineer, disrupt, or interfere with API functionality
• Keep API keys confidential and secure

We may update or modify API endpoints to improve reliability or performance. When changes may impact your workflows, we will provide reasonable notice.

Intellectual Property

All platform content—including models, workflows, UI, code, branding, and documentation—belongs to Pibit.ai or our licensors. Using the platform does not grant ownership, but you may use it as permitted by these Terms.

You own your data. We never claim ownership over the content you provide to us.

Support

We’re committed to being responsive and helpful. Support is available through:

• Email
• Chat (if enabled)
• Documentation and onboarding resources
• Keep API keys confidential and secure

Support availability may vary depending on your subscription tier. We aim to address issues quickly and transparently, keeping you informed along the way.

Limitation of Liability

We strive for reliability, but no software is perfect. To the fullest extent permitted by law, Pibit.ai is not liable for indirect, incidental, or consequential damages arising from the use—or inability to use—the platform.

Termination

We may suspend or terminate your access if we believe there’s a violation of these Terms or a risk to platform security. When appropriate, we’ll communicate with you before taking action.

You’re free to stop using Pibit.ai at any time.

Governing Law

These Terms are governed by the laws of the United States unless another jurisdiction is required by applicable regulations.

Updates to These Terms

As our platform evolves, we may update these Terms. When we do, the “Last Updated” date will change. Continued use of Pibit.ai means you accept any updates.