The most thorough assessment for commercial lines.

Extraction, enrichment, and verification. Down to the last word.

Turn the messiest files into decision-ready information, with accuracy your contract can hold us to.

Pibit submission view with extracted account info such as policy limits and deductible, and account research from state license lookup, PCAOBUS and OFAC
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Decision-readiness delivered with zero rekeying.

Pull and evaluate every document across formats and types to the last word and consolidate the finest hidden details within your systems.

Template-agnostic and carrier-agnostic by design

Handle ACORDs, loss runs, SOVs, supplementals, MVRs, IFTAs, financial statements, W-9s, inspection reports, physician rosters, and driver lists, among other document types.

Process native and scanned PDFs, Excel, JPEG, PNG, TIFF, ZIPs, email attachments, camera captures, and legible handwriting.

Onboard any carrier, broker, or template with no per-carrier retraining ever.

Pibit documents panel extracting an ACORD 125, loss runs from three carriers, a handwritten driver schedule and a statement of values

Normalization beyond format matching

Collapse messy multi-carrier, multi-year loss runs into one underwriting-ready summary.

Standardize MVRs into a driver scorecard: license, DOB, experience, VINs, and violations classified by your guidelines.

Parse 100-plus-page IFTAs into state-by-state miles, vehicle IDs, periods, and anomalies.

Consolidate SOVs from per-building to per-location with COPE conflict rules, ITV, and building consolidation calculations.

Infer line of business and coverage from narratives down to sub-loss-type, flagging every rule-derived assumption.

Pibit loss run summary normalizing three carriers into one 4-year loss ratio with a breakdown by policy year

99.9% field-level accuracy, always.

Run every field through AI extraction, agentic QA and correction, and expert reviews till utmost accuracy is ensured.

Rescue poor scans, faxes, rotated pages, and handwriting through pre-processing and multi-pass extraction.

Flag truly unreadable documents to brokers for a clean copy to eliminate guesswork.

Pibit extracted contact title matched to its location on the source document with 99.9% confidence

Analysis, comparisons, and calculations built into every output

Compare renewals year over year to review exposure.

Flag missed pages, missing loss-run years, summary-versus-detail mismatches, and insured-name conflicts.

Run SOV, ITV, consolidation, and custom formulas as part of delivery.

Output line-by-line detail plus a high-level summary, matched to your column structure and formulas.

Trace every field to its source page, distinguishing blank from zero and no-claims from no-document.

Pibit extracted account values traced to page 2 of the ACORD 125, above a calculated loss ratio

Total freedom from manual digging

Pull from the insured's website, FMCSA, DOT, Secretary of State across all 50 states, OSHA, SAFER, business registries, Google metadata, reviews, news, and much more.

Integrate your contracted vendors and data sources, from Moody's and D&B to CAB, CoreLogic, and Nearmap, among others.

Fetch fresh data on every submission, never a cached snapshot.

Pibit account research pulling OSHA, Secretary of State, Core Logic, Nearmap, reviews and news sources automatically

Every signal and source in your palm

Confirm an entity's legal standing, active, dissolved, revoked, or inactive, with registration dates attached to the finding.

Grade operational and compliance risk against authoritative regulatory and safety records, from inspections and violations to enforcement and loss history.

Validate and standardize addresses, enrich each location with crime-exposure grading, hazard-zone data, and other geographic risk signals.

Catch mismatches between the submission and the public record on business description, operations, and entity status.

Resolve multiple DBAs and complex corporate structures through multi-signal matching, returning every entity as validated, doubtful, or not found, and never failing silently.

Pibit account research validating state CPA licence status, public audit records and sanctions screening for the insured
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20%

Increase in
hit ratio

Underwriter throughput icon
2x

Underwriter throughput

Reduction in quote time icon
70%

Reduction in
quote time

Ironclad Data Security

Our commitment to data integrity is paramount, and we take pride in meticulously protecting your invaluable information. All customer data is housed in the US AWS regions on SOC 2 Type II and ISO 27001 certified infrastructure, with security controls aligned to NIST SP 800-53 Rev. 5 and CSA CCM v4. We encrypt data at rest with AES 256 through AWS KMS and in transit with TLS 1.2 or higher, enforce least privilege through SAML 2.0 and OIDC single sign-on with role based access controls, and keep every client on a dedicated data and AI stack. Data retention, right to erasure, and PII redaction are supported, audit logging produces immutable evidence trails, and backups and disaster recovery runbooks are tested regularly, so you move fast with absolute confidence.

ISO 27001 - Security certified
Pibit.AI is a AICPA SOC Certified organization
Backed By
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Member Of
Logos of Target Markets Program Administrators Association, WSIA, and NAMIC National Association of Mutual Insurance Companies.