The art (and science) of efficient underwriting

The fastest path from submissions
to better decisions

Automate intake, triage, and data enrichment from documents and external sources while surfacing risk insights to win the right accounts faster, scale throughput, and reduce loss ratios.

The force multiplier for Carriers and MGAs

The industry’s only CURE™

The industry’s first Centralized Underwriting Risk Environment.

ClearCURE™

Bring order to submission intake with cleared, appetite-ready files that flow straight into your core systems.

Completeness and appetite built in

Define what a complete, in-appetite submission means for each line or program, then apply those checks automatically on every file so underwriters only see qualified work.

Actionable intake decisions

Automatically create and update submission records in PAS, workbenches, and raters with de-duplicated data, aligned to your internal schemas and ready for downstream processing.

DocumentCURE™

The CURE™ for converting unstructured submission documents into underwriting-ready data with 100% accuracy.

Clarity from every document
Move away from unstructured files and gain practical insights to identify gaps and anomalies with confidence.

Speed that wins business
Accelerate time to quote, converting submissions into new clients faster than ever.

ResearchCURE™

Bring every piece of information from around the world in the palm of your hand by unmasking deeper risk and opportunity insights.

Avant-garde data distillation
Enrich submissions with external account data from government records, social media, news channels, and 100+ other sources to unearth actionable opportunities.

Proprietary business classification framework
Leverage NAICS and SIC codes to classify businesses accurately and prioritize opportunities effectively, increasing submission handling by 50%.

RiskCURE™

Bind with confidence with future-ready signals to keep your books warm and running.

Transparent submission scoring to gauge risk exposure
Understand account-level risks with comprehensive summaries and positive or negative signals aligned to your underwriting guidelines.

Fuel revenue growth with agile, insightful decisions
Detect inconsistencies across sources, improve loss ratios, speed quote generation, and increase GWP by targeting the right submissions.

WorkflowCURE™

Experience the magic of consolidating your underwriting journey like never before.

Streamlined end-to-end underwriting
Manage the submission-to-quote lifecycle efficiently with triaging, prioritization, and a unified underwriting console.

Portfolio-level insights
Monitor your entire submission portfolio end to end, surface book-level risk patterns, and deliver executive-ready reporting to raise hit ratios by 14%, expand handling, and grow GWP.

Built on Trust
Proven by Results

Smiling woman with short hair against a solid light blue circular background.

Integrating's CURE™ has improved our submission process and helped our team move from support work to true underwriting.

Michaela Morrison

Chief Operating Officer
Method Insurance Services
(a subsidiary of Cake Insure, Inc., a Pinnacol Assurance company)

Danil Kolesnikov - Founding Engineer, Shepherd Insurance

Pibit.AI increased our underwriting efficiency by processing every carrier format loss run seamlessly, including complex cases. A must for any MGAs.

Danil Kolesnikov

Founding Engineer
Shepherd Insurance

Ben Sankary

Pibit.AI delivered exactly what we needed—a carrier-agnostic solution. The advanced reporting features significantly enhanced our underwriting efficiency.

Ben Sankary

Senior Operations Manager
HDVI

Proof of impact
Client success stories

How CURE™ supercharged workers' comp underwriting with speed and accuracy.

25%
Underwriter’s time saved
Download Case Study

How HDVI cut submission preparation time dramatically with CURE™.

96%
Reduction in loss run analysis time
Download Case Study

How Shepherd transformed submission speed and accuracy with CURE™ for faster decisions.

100%
Coverage and unmatched accuracy
Download Case Study
Backed By
Y Combinator logo with a white 'Y' in an orange square followed by the word 'Combinator' in orange letters.
Member Of
Logos of Target Markets Program Administrators Association, WSIA, and NAMIC National Association of Mutual Insurance Companies.

Ready to optimize

Loss ratios, account win rate, and throughput?