Rate. Price. Analyze.

Rater-ready, pre-filled, and priced submissions, integrated with your rating engines.

Take quality underwriting to its desired output with every piece across rating, pricing, and quoting integrated directly with your rating engines for you to act instantly within your existing systems.

Pibit pricing view with an indicated premium split by Workers' Comp and General Liability and the premium buildup from manual to modified premium
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Leverage a single flow from unstructured data to pricing

The rating engine integration layer to sensibly quote faster and increase capacity without adding headcount or a BPO contract.

Out with manual entry, in with hands-free reality

Get ready-to-use cleaned, formatted, and auto-populated rating inputs from the validated submission.

Fill any rater with every formula, tab, and logic path intact, and populate values in the correct dependency sequence.

Extract a rater-formatted data report when you don’t want to expose your underwriting system externally.

Pibit Workers' Comp rater with payroll by class code and experience modifier pre-filled from the submission

Base quote in one click

Generate and pull base quotes from your existing rating calculator.

Apply scheduled modifiers, debits and credits, on top of the base.

See pricing and profitability signals alongside the quote.

Pibit indicated premium split by Workers' Comp and General Liability, with blended loss ratio against target

No manual copy-paste into another portal

Pre-fill carrier submission and rating portals by template match or API without rekeying.

Push rating outputs into PAS, workbenches, and raters in the structure your teams expect.

Trace every value back to its source in the submission across any rater, Excel or external tool.

Pibit validity and rater panel showing the Workers' Comp and General Liability rater versions used for the quote

Evaluate trade-offs before you quote

Build and compare price and profitability across scenarios in one view.

Adjust modifiers and see the effect on the outcome and pick the scenario you can defend, with the reasoning captured.

Give leadership clearer visibility into pricing consistency and rating quality.

Pibit Compare Scenarios table showing default, aggressive and walkaway premiums side by side by line
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20%

Increase in
hit ratio

Underwriter throughput icon
2x

Underwriter throughput

Reduction in quote time icon
70%

Reduction in
quote time

Ironclad Data Security

Our commitment to data integrity is paramount, and we take pride in meticulously protecting your invaluable information. All customer data is housed in the US AWS regions on SOC 2 Type II and ISO 27001 certified infrastructure, with security controls aligned to NIST SP 800-53 Rev. 5 and CSA CCM v4. We encrypt data at rest with AES 256 through AWS KMS and in transit with TLS 1.2 or higher, enforce least privilege through SAML 2.0 and OIDC single sign-on with role based access controls, and keep every client on a dedicated data and AI stack. Data retention, right to erasure, and PII redaction are supported, audit logging produces immutable evidence trails, and backups and disaster recovery runbooks are tested regularly, so you move fast with absolute confidence.

ISO 27001 - Security certified
Pibit.AI is a AICPA SOC Certified organization
Backed By
Y Combinator logo with a white 'Y' in an orange square followed by the word 'Combinator' in orange letters.
Member Of
Logos of Target Markets Program Administrators Association, WSIA, and NAMIC National Association of Mutual Insurance Companies.

Ready to optimize

Loss ratios, account win rate, and throughput?