Underwriting Capacity

The Problem

Your team is not short on talent.
They are short on time.

The logic is simple, but the dividends compound across every book of business.

~70%

of underwriter time
goes to pre-decision work

Intake processing, data extraction, broker follow-ups and re-keying across PAS, CRM, and document management systems.

4M+

per carrier on a
10,000-submission book

Skilled underwriters spend majority of their day on tasks that require zero insight instead of focusing on complex risks that actually move the needle.

32%

more GWP per underwriter
when intake is fixed

Substantial uptick in GWP can be achieved by shifting time from logistics to risk selection, pricing, and portfolio steering.

Underwriting Capacity Model

How is this intake friction
costing your book?

Three inputs. A clear picture of the drag on your operation.

Annual submissions received 50,500

Underwriting staff 105

Avg premium per account $105,000

How It Works

CURE™ handles preparation.
Your team handles decisions.

Five modular products. One platform. Every data point shows its work.

ClearCURE™

Bring order to submission intake with cleared, appetite-ready files that flow straight into your core systems.

Completeness and appetite built in

Define what a complete, in-appetite submission means for each line or program, then apply those checks automatically on every file so underwriters only see qualified work.

Actionable intake decisions

Automatically create and update submission records in PAS, workbenches, and raters with de-duplicated data, aligned to your internal schemas and ready for downstream processing.

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DocumentCURE™

The CURE™ for converting unstructured submission documents into underwriting-ready data with 100% accuracy.

Clarity from every document
Move away from unstructured files and gain practical insights to identify gaps and anomalies with confidence.

Speed that wins business
Accelerate time to quote, converting submissions into new clients faster than ever.

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ResearchCURE™

Bring every piece of information from around the world in the palm of your hand by unmasking deeper risk and opportunity insights.

Avant-garde data distillation
Enrich submissions with external account data from government records, social media, news channels, and 100+ other sources to unearth actionable opportunities.

Proprietary business classification framework
Leverage NAICS and SIC codes to classify businesses accurately and prioritize opportunities effectively, increasing submission handling by 50%.

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RiskCURE™

Bind with confidence with future-ready signals to keep your books warm and running.

Transparent submission scoring to gauge risk exposure
Understand account-level risks with comprehensive summaries and positive or negative signals aligned to your underwriting guidelines.

Fuel revenue growth with agile, insightful decisions
Detect inconsistencies across sources, improve loss ratios, speed quote generation, and increase GWP by targeting the right submissions.

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WorkflowCURE™

Experience the magic of consolidating your underwriting journey like never before.

Streamlined end-to-end underwriting
Manage the submission-to-quote lifecycle efficiently with triaging, prioritization, and a unified underwriting console.

Portfolio-level insights
Monitor your entire submission portfolio end to end, surface book-level risk patterns, and deliver executive-ready reporting to raise hit ratios by 14%, expand handling, and grow GWP.

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Works with your stack

We facilitate seamless data exchange through a variety of flexible integration methods, including API, SFTP, or email ingestion, for clients that run on legacy systems.

Accuracy

Transform complex, unstructured documents into clean, enriched data, providing your underwriters with 99.99% accurate risk signals and comprehensive intelligence.

Speed

Automate intake and routine triage, shifting underwriter focus from clerical tasks to high-value analysis, drastically accelerating your quote turnaround time.

Proof of impact
‍Client success stories

How CURE™ supercharged workers' comp underwriting with speed and accuracy.

25%

Underwriter’s time saved

Download Case Study

How HDVI cut submission preparation time dramatically with CURE™.

96%

Reduction in loss run analysis time

Download Case Study

How Shepherd transformed submission speed and accuracy with CURE™ for faster decisions.

100%

Coverage and unmatched accuracy

Download Case Study

Your underwriting capacity is capped by intake, not talent.

Your team is not short on talent.
They are short on time.

~70%

4M+

32%

How is this intake friction
costing your book?

Want the full breakdown?